We See You Earning While You Spend

¹Information valid for new consumer RewardChecking and CashBack Checking accounts. Business and Fiduciary accounts are not eligible for this offer. Minimum to open account is $25. Information accurate as of May 29, 2024, and subject to change without notice. Each cycle, complete the following qualifying activities: 1) perform at least 1: direct deposit, BillPay, or ACH transaction to the checking account; 2) complete 12 or more debit card purchases; and 3) enroll in paperless eStatements. A qualifying direct deposit is the member’s salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) by your employer or third party. All required transactions must post and clear the account during the Monthly Qualification Cycle in order to qualify for the account’s rewards. Account transactions and activities may take one or more days to post and settle to the account. Intra-bank transfers do not count as qualifying ACH transactions. Transactions posted after a specific cycle’s qualifying period may be counted toward the subsequent cycle’s totals. “Monthly Qualification Cycle” dates are outlined above.

²Annual Percentage Yield (APY) for RewardChecking:  if qualifications are met each Monthly Qualification Cycle, balances up to $10,000 receive APY of 5.00% and a portion of balance $10,000 and over earns 0.20% APY, resulting in a blended APY between 0.20% - 5.00%, depending on the balance. If qualifications are not met, all balances earn 0.05% APY for that cycle.

CashBack Checking Reward Information:  if qualifications are met each Monthly Qualification Cycle, you will receive 3% cash back on up to a total of $250.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle.

³Reimbursements up to $20 for nationwide ATM withdrawal fees incurred during the Monthly Qualification Cycle in which you qualified. This is applicable to checking accounts only. When RewardChecking or CashBack Checking qualifications are not met, ATM withdrawal fees are not refunded. Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings. This offer is subject to change and may be discontinued at any time without prior notice. MECU membership eligibility required.